Why Do Insurance Companies Keep Calling Me
I keep getting calls from a National Health Insurance company trying to sell me insurance. These calls probably arent from insurers who represent a any Medigap plan which a beneficiary may have in addition to their original Medicare - thats just Gap insurance.
Insurance companies do not wish to pay out and also it is a way to find out if someone has a pre-existing condition and other issues.
Why do insurance companies keep calling me. I think it is an invasive thing and should only occur when requested by the insured. Insurance adjusters may be able to use information against you by using the following tactics. Legitimate Health Insurance Companies.
I went on ComparetheMarket earlier today and im a bit pissed off because after receiving about 60 quotes from insurance companies i have had about 3 phonecalls from different companies asking me what i think about the quote i received i didnt know that the website would pass on my number to these companies and cant be bothered with every company phoning me up asking me about insurance i dont. A scammer could be calling someone using my number as the caller ID right now said Foss. The insurance companies that are going to contact you after an injury are worried about one thing.
According to the Federal Trade Commission legitimate calls from the Health Insurance Marketplace are always from live people who do not make cold calls and never ask for personal information. Unfortunately they dont and they wont. If you are looking for health insurance go directly to the providers website or call them.
If insurance companies stopped playing physician and stopped creating extra busy work for physicisns then physicians could have more time to do their own jobs. But I get all the treatment and advice I need from my doctor and I am. Constantly receiving calls from an insurance company that are obnoxious or harassing in nature can have numerous negative effects on your life.
Unfortunately they use this to their advantage. I have asked them every time to take me off their call list and apparently they will not. From the feelings of dread every time your phone rings to the anger you may feel during and after the annoying call.
I had the same thing - insurance companies and other clip joints tended to call me offering interviews for all kinds of opportunities. After a car accident the insurance companies are going to want to speak with you and take recorded statements to get your side of the story as to how the accident occurred and to learn more about your injuries. Its easy to assume that the insurance companies are working hard to get to the bottom of an auto accident or to do the right thing.
Getting you to admit fault for the accident Convincing you that the value of your claim is below a certain number. Its backwards now with insurance companies trying to practice medicine and physicians being forced to play at being paper pushers. One of them involved cold calling and setting up appointment.
One of the most common reasons that insurance companies may contact you after an accident is to obtain information to use against you. In fact Ive had random people text me asking me why Im calling them when really its a scammer on another line Foss estimates theres around 75000 active robocall numbers. You making a claim against them and them having to pay out that claim.
In some cases the calls you are receiving may even be illegal. I keep getting calls to schedule a House Calls appt. Companies can post ads and browse through candidates resumes.
If you own a vehicle and a phone you may receive calls from scammers posing as representatives of a car dealer manufacturer or insurer telling you that your auto warranty or insurance is about to expire. The insurance company is calling me and sending me letters should I speak with them. In fact their goals are the exact opposite of yours.
You might even believe that your own insurance company has an obligation to represent your best interests. The only exception is if the insurance company that is calling you is your own insurance company and you have the potential to make a first party statutory accident benefits claim arising out of a car accident see articles here. One of the main reasons the other drivers insurance company calls you is to try to trick you into providing evidence that the accident was your fault that any injuries you may have suffered were minor or that you did not have any injuries at all.
It is starting to become harassing to me. Insurance companies know that this is a hectic and confusing time for you. The insurance company is not on your side when it comes to a personal injury claim.
They Dont Work for You. I went on the web about 2 months ago to get a quote and I guess that is where they got my information. This is why personal injury attorneys existto advocate on behalf of you the victim.
I entered dental insurance quotes and put My info in then I revieved a call asking permission to get a phone call from an agent not 60 I answer and tell them to put me on the do not call list but they just keep coming this is day 5 now and im getting real angry. The fact is that most of these calls are phishing expeditions attempts by scammers to get personal information for nefarious purposes. That number is always changing.
Its illegal for a company to keep calling you if youre on this list and you have verbally asked them not to call you at least once. These calls are probably from insurers who represent the beneficiary with a Medicare Advantage plan which they have chosen instead of original Medicare. Unfortunately it is not illegal for non-profits.
Cigna - If you get your insurance through your employer call 1800Cigna24 or 18002446224 If you bought your insurance directly from Cigna or on the Exchange call 18664942111. Commenting has been closed for this post.
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